The Iuka State Bank Accounts
Deposits
Deposit Accounts
We offer a variety of accounts to meet your needs. Let one of our New Account Representatives help answer any questions you may have.
Subject to conditions and eligibility. These insurances are endless incidents. While the cardholder meets the requirements of each insurance you will be covered as often as necessary and will be compensated equally
Money Market Account New!
Federal Reserve Rates Have Increased!
| Minimum Balance Of: | Annual Interest Rate | Annual Percentage Yield |
|---|---|---|
| $2,500 - $24,999 | 0.65% | 0.65% |
| $25,000 - $49,999 | 0.80% | 0.80% |
| $50,000 - $99,000 | 0.95% | 0.95% |
| $100,000 + | 1.20% | 1.21% |
- *Variable Rate accounts are subject to rate change after account opening.
- *Minimum initial deposits are required.
- *Fees and service charges may reduce earnings.
- *Contact personal banker for more information regarding fees and terms.
Rates Effective 06/14/2018
19 Month CD Special: 2.07% Annual Percentage Yield (APY)
*Annual Percentage Yield (APY) on CD’s are based on Quarterly Compounding. A penalty may be imposed for early withdraw & may reduce earnings. Minimum $500 to open and obtain stated APY.
Institutional & Public Funds not accepted. Rates are applicable as of the Effective Date disclosed above and subject to change. CD special APY applies only to initial terms and are non-renewable. Offer available for a limited time only.
Senior Checking Account
- Anyone age 62 and over is eligible
- Open with a minimum deposit of $100.00
- No Service Charge
- Debit Card Availability
- Online Banking Availability
- e-Statement Availability
- Unlimited check writing
Christmas Club Account
- Convienient and flexible payment schedules available
- Automatic transfer from an ISB checking account or savings account available
- Automatic transfer from a regularly scheduled monthly direct deposit available
- Automatic deposit into the account of your choosing in time for the holidays
Certificates of Deposit
Minimum $500.00 deposit to open. Terms range from 3 months to 60 months with competitive rates. Your CD interest rate is a simple and fixed rate for the term you selected. Interest is credited to your CD or another deposit account at the interval of your choice. An interest check can be issued upon request. Intervals vary depending upon the term selected.