Deposit Accounts

We offer a variety of accounts to meet your needs. Let one of our New Account Representatives help answer any questions you may have.

Subject to conditions and eligibility. These insurances are endless incidents. While the cardholder meets the requirements of each insurance you will be covered as often as necessary and will be compensated equally

Regular Checking Account:

• Open with a minimum deposit of $100.00
• Debit Card Availability
• Online Banking Availability
• Mobile Banking Availability
• e-Statement Availability
• Unlimited check writing
• Automatic Transfer Between Accounts
• Bill Pay

Regular Savings Account

• Open with a minimum deposit of $100.00
• Maintain an actual daily balance of $100.00 to avoid a quarterly service charge
• Service charges waived for children up to age 18
• Interest paid quarterly
• e-Statement Availability
• Online Banking Availability

NOW Account

• Interest Bearing Account
• Open with a minimum deposit of $500.00
• Maintain an average daily balance of $500.00 to avoid a monthly service charge
• Interest Paid Monthly
• Debit Card Availability
• Online Banking Availability
• e-Statement Availability
• Unlimited check writing

Student Checking Account

• All high school and full-time college students up to age 25 are eligible
• Open with a minimum deposit of $100.00
• No Service Charge
• Debit Card Availability
• Online Banking Availability
• e-Statement Availability
• Unlimited check writing

Senior Checking Account

• Anyone age 62 and over is eligible
• Open with a minimum deposit of $100.00
• No Service Charge
• Debit Card Availability
• Online Banking Availability
• e-Statement Availability
• Unlimited check writing

Christmas Club Account

• Convienient and flexible payment schedules available
• Automatic transfer from an ISB checking account or savings account available
• Automatic transfer from a regularly scheduled monthly direct deposit available
• Automatic deposit into the account of your choosing in time for the holidays

Certificates of Deposit

Minimum $500.00 deposit to open. Terms range from 3 months to 60 months with competitive rates. Your CD interest rate is a simple and fixed rate for the term you selected. Interest is credited to your CD or another deposit account at the interval of your choice. An interest check can be issued upon request. Intervals vary depending upon the term selected.

Individual Retirement Accounts

Traditional and Roth IRAs for individuals and their spouses with a variety of short and long term maturities are available. FDIC insured for the security of both interest and principal, up to standard limits.

Additional Services*

*Fees may apply

• Safe Deposit Boxes
• Notary Service
• Account Research & Reconciliation
• Cashier’s Checks

• Cash Advances
• Bulk Coin Counting
• Counter Checks
• Wire Transfer of Funds (Customers Only)